Smart AutoCare

Your trusted protection on the road


While Service Contracts and asset protection are what we do, it is our commitment to excellence that makes your experience and our reputation soar above the competition.

We believe that our customers should know they are protected by Smart AutoCare and be confident that we have their back. You’ll find exactly what you need with our wide range of coverages. In today’s dynamic market environment, our business partners enjoy the steady support of Smart AutoCare, backed by industry-leading products, specialized training, and a strong culture with authentic relationship-building at the front of mind.  

We offer multiple contract options to provide the right coverage for you on any new, extended, used, certified, or wrap coverage.

Our service contracts are accepted from coast to coast. You can pick any ASE-certified repair shop of your choice.

According to all state and lender requirements, a contract can be canceled at any time. You can also increase the resale value of your vehicle by transferring your contract when you sell your car.

Our eRating and eContracting services make it simple for a dealer to get fast and accurate rates on all products. Additionally, creating and processing claims is more efficient than ever with our new Mobile Claims app.

We’ve been in the contract business since 1990. Our tenure has enabled us to provide superior products and services for your customers.

You can count on us to deliver top-notch customer service by our ASE Certified Claims Adjusters. We provide live phone representatives, rapid payments on claims by credit card and access to the status of repairs at all times.


A Vehicle Service Agreement can save you a significant amount of money on auto repairs by covering repairs and replacement parts beyond the terms of a factory warranty. The Smart AutoCare Vehicle Service Program offers coverage plans ranging from basic Powertrain to Total Exclusionary, providing your vehicle with complete protection and you and your family the convenience and security of knowing your vehicle can be repaired without emptying your wallet.

Roadside Assistance 24/7/365

  • Battery Jump-Start
  • Fuel, Oil and Water Delivery
  • Towing Service
  • Lockout Service
  • Flat Tire Change
  • Substitute Transportation
  • Trip Interruption

As an extension of SmartGAP, this asset protection contract will give you peace of mind and financial protection if your vehicle is declared a total loss by your primary insurance carrier. TLP provides drivers with a downpayment credit up to $5,000 towards the purchase or lease of a new vehicle at the original selling dealership, further fostering the long-term relationship of our proud partners and their satisfied customers.

We understand the importance of having one unified brand for your full suite of F&I products, and with us, you do! In addition to our top-of-the-line Vehicle Service Contracts and asset protection opportunities, Smart AutoCare is proud to provide a variety of coverages that keep your vehicle looking and feeling exactly how you like it – fresh off the lot! These contracts offer a range of 12 to 84-month term options and are supported by our enhanced customer service and claims operations that go beyond the competition. We focus on providing our partners with the most inclusive and competitive coverage in the market.

Environmental Paint & Interior Protection is a one-time application that provides protection for the interior and exterior of your vehicle. It provides coverage not offered by the vehicle manufacturer and keeps vehicles looking showroom-new for many years. Coverage up to 84 months.

Paintless Dent Repair (PDR) is a process that uses specialized tools to gently push/pull dented metal on your vehicle back to its original form. This procedure permanently removes door dings and minor dents without harming the vehicle’s factory finish. Our PDR protection will get your vehicle back to the look that you love. Program Terms: 12-84 Months.


  • No deductible
  • no mileage limits, transferable
  • Transferable to next owner - adds value to resale

With Road Hazard coverage, we will pay to repair or replace your tires and/or wheels if they become damaged due to contact with road debris or potholes. This is a no-hassle, affordable coverage that quickly gets you back on the road and moving in the right direction. Terms range from 12 to 84 months.


  • Coverage includes associated costs for mounting, balancing, valve stems, disposal fees, and taxes (where applicable)
  • No deductible
  • No mileage limitations
  • Transferable to next owner - adds value to resale
  • Tire & Rim

In recent years, American consumers have spent millions of dollars to pay for flat tires and rim/wheel damage repairs caused by hazards that they encounter. Tire and Rim Protection is the most comprehensive repair/replacement coverage of its kind in the industry.

What's Covered?

Tire Coverage:

  • Curb Damage
  • Metal Scrape
  • Broken Glass
  • Nails and Screws

Rim/Wheel Protection: 

  • Curb Damage
  • Bent Rims
  • Scratches
  • Cosmetics
  • Scrapes and Gouges
  • Paint Matches for all OEM Wheels
  • Simulated Lathe Lines for Machined Wheels

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